Universal Trading Partners Ltd, on behalf of itself under the brand "UTP" (“Universal Trading Partners”), is the author and publisher of the internet resource www.utpmedics.com / www.utpmedics.pk / www.utpmedics.af and the mobile application ‘UTPMEDICS’ (together, “Website”). UTP Ltd owns and operates the services provided through the Website. These terms and conditions apply to the customer who utilizes any of the services offered by UTP-Medics through any of its platforms (Web, App, and/or call center) by making a payment to utpmedics.pk (UTP-Medics). Kindly read these terms and conditions carefully. By authorizing a payment to UTP-Medics through the online payment service ("the service"), it would be treated as a deemed acceptance of these terms and conditions. UTP-Medics reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the Customer to have read the terms and conditions before using the Service.